Coverages

Marinas

Marinas face unique risks—and the right coverage matters. Thomas & Company offers specialized marine insurance for marina operations, including protection for docks, piers, equipment, and waterfront activities, along with liability coverage for vessel storage. Additional options like boatyard and marine construction coverage are available to fit your needs.

Fishing Charters

Running a fishing charter comes with real risks. Thomas & Company provides specialized insurance to protect your vessel, equipment, and liability—so you can focus on your clients and every trip with confidence.

Fishing Guide

Fishing guides and charter captains face real risks on every trip. Thomas & Company provides specialized insurance to protect your boat, equipment, and liability—so you can focus on your clients while we handle the coverage.

Boat Dealers

Boat dealerships face unique risks—from inventory to test drives. Thomas & Company provides specialized marine insurance to protect vessels, property, and liability exposures. With options like boatyard, marina operations, and marine construction coverage, you can run your business with confidence.

Marine Artisans

Marine artisans keep vessels running—and face unique risks while doing it. Thomas & Company provides specialized insurance to protect tools, equipment, and liability exposures, including coverage for boats in your care, custody, and control.

Marine Construction

Marine construction comes with unique risks. Thomas & Company offers specialized insurance to protect contractors, equipment, and structures, along with liability coverage for docks, seawalls, pilings, and waterfront projects—so you can build with confidence.

Boat Yards

Boat yards face unique risks—from storage and repairs to daily operations. Thomas & Company provides specialized marine insurance to protect vessels in your care, along with your property, equipment, and liability exposures. With options like marina operations and marine construction coverage, you can run your business with confidence.

Our Companies

Comprehensive Marine Insurance Plans Tailored for Your Needs

Choose the right coverage for your marina, boat yard, fishing charter, or marine contracting business.
Marina and Boat Dealers
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Perfect for smaller boat yards and individual operators looking for essential coverage

  • Liability Coverage
  • Full Property and Equipment Coverage
  • Wind Protection
  • Fire Protection
  • Customizable Risk Management Solutions
  • Property Damage Protection
Guides and Charters
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Our most popular plan for marinas and fishing charters, providing balanced coverage and support.

  • Liability Coverage
  • Property Damage Protection
  • Comprehensive Marine Equipment Coverage
Contractors and Repairers
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Designed for larger operations with complex needs, offering robust and flexible coverage options.

  • Liability Coverage
  • Full Property and Equipment Coverage
  • Customizable Risk Management Solutions
  • Property Damage Protection